Payment Policy – Vendextify

Last Updated: 28 April 2025

At Vendextify, we aim to provide a seamless and secure checkout experience for our customers. This Payment Policy outlines the payment methods we accept, the security measures we employ, and other important details regarding your transactions.

1. Accepted Payment Methods through Stripe & PayPal

We support a variety of payment options to ensure a flexible and convenient shopping experience:

Credit and Debit Cards
- Supported: Visa, MasterCard, and American Express
- Klarna (Interest-Free Installments): Pay in three equal, interest-free installments for eligible transactions.
Digital Wallets
- Google Pay
- Apple Pay
- Link
Local Bank Transfers
- EPS: A local banking option for seamless payments via supported banks.
Bank-Specific Methods
- iDEAL: Payments processed securely for customers using participating Dutch banks.
Prepayment Services
- Przelewy24: Secure and instant payments supported by local Polish banks.
PayPal
- Includes PayPal balance, linked credit cards, and bank accounts.

2. Checkout Process and Payment Handling

Payment Gateway:
Our payments are securely processed through Stripe and PayPal. These platforms comply with industry-standard encryption protocols to ensure your payment data is protected.
Dynamic Payment Options:
The payment methods available on the checkout page may vary based on your location, browser settings, and other factors.
Post-Submission Actions:
Once your payment is successfully processed, you will receive a confirmation email with your order details and invoice.

3. Security Measures

Encryption: All payment data is encrypted using Secure Socket Layer (SSL) technology during transmission.
PCI Compliance: Stripe and PayPal are PCI DSS-compliant to safeguard sensitive cardholder information.
Fraud Detection: Payments are monitored to detect and prevent unauthorized transactions.

4. Taxes and Fees

Vendextify does not charge taxes (e.g., VAT) on orders.
Customers are responsible for paying any applicable customs duties, taxes, or local charges levied by their respective authorities.

5. Refunds and Cancellations

Refunds and cancellations are processed in accordance with our Return & Refund Policy. Payments made through any of the supported methods will be refunded back to the original payment source.

6. Klarna Terms & Conditions

For customers opting for Klarna’s installment options:

Klarna’s eligibility criteria apply.
Payments must be made according to the agreed schedule.
For detailed Klarna terms, visit their official page: Klarna Terms of Use.

7. Stripe and PayPal Policies

For detailed privacy policies of our payment processors:

8. Currency and Conversion

All payments are processed in GBP.
Default Currency: GBP (£).
United Kingdom: Prices are shown and charged in GBP (£).
Other Countries: Prices are automatically converted to the local currency using real-time exchange rates.
If you are paying in a different currency, your bank or payment provider may apply currency conversion fees.